Best Current Credit Card Offers (November 2018)

November 2018 credit card deals

We’ve created this page to keep all of the best current offers in one place.  It will be updated on a regular basis.

We may receive compensation when you use our links.  We will keep the best bonus offers for each card on this page (to the best of our knowledge) regardless of if we receive compensation or not.  Your support helps us keep this site going and we appreciate it!  You can read our advertiser disclosure here.

Please read Getting Started and Starter Tips before signing up for any credit card.  If you need ideas to help meet minimum spend, click here.  Also, please familiarize yourself with Chase’s 5/24 policy before applying for any cards.

There is no one-size-fits-all card because the best card(s) for you will depend on your travel goals and spending habits.   In general, a Chase Ultimate Rewards earning card is great for starters.

Bank credit cards:

Chase Sapphire Preferred® Card

If you’re torn between Chase Sapphire Reserve and Chase Sapphire Preferred, click here for more information and a comparison.

  • Bonus: 50,000 Ultimate Rewards points
  • Minimum spend for bonus: $4,000 in 3 Months
  • Annual Fee: $95, but waived the first year
  • Bonus Categories: 2 points per dollar on travel and dining

Chase Sapphire Reserve

If you’re torn between Chase Sapphire Reserve and Chase Sapphire Preferred, click here for more information and a comparison.

Chase Ultimate Rewards

Chase Sapphire Reserve

  • Bonus: 50,000 Ultimate Rewards points
  • Minimum spend for bonus: $4,000 in 3 months
  • Annual Fee: $450
  • Bonus Categories: 3 points per dollar on travel and dining
  • Notable benefits: $300 travel credit per calendar year, $100 reimbursement for TSA or Global Entry enrollment, airport lounge access

Chase Ink Business Preferred credit card

Chase Ink Business Preferred

  • Bonus:80,000 Ultimate Rewards points
  • Minimum spend for bonus: $5,000 in 3 Months
  • Annual Fee: $95
  • Bonus Categories: 3 points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year
Chase Freedom Unlimited®

I only recommend this card if you also have one of the three Ultimate Rewards earning cards listed above.  Click here for more details. 

chase freedom unlimited

Chase Freedom Unlimited®

  • Bonus: $150
  • Minimum spend for bonus: $500 in 3 Months
  • Annual Fee: $0
  • Bonus Categories: None, but earn rate is 1.5 on everything!

The Platinum Card® from American Express

For more information about American Express Membership Rewards earning cards, click here.

  • Bonus: 60,000 Amex Membership Rewards points
  • Minimum spend for bonus: $5,000 in 3 months
  • Annual Fee: $550
  • Bonus Categories: 5 points per dollar on flights booked direct through airlines, 5 points per dollar on travel booked through amextravel.com
  • Notable benefits: $200 airline incidental reimbursement per calendar year (click here for more info), $200 total in Uber credits annually, $100 reimbursement for TSA precheck or Global Entry enrollment, airport lounge access, 100$ total in statement credit for purchases at Saks Fifth avenue annually

I have decided to cancel my Amex Platinum.  Instead I am getting the Premier Rewards Gold Card.  But the Amex Platinum is a great card to sign up for and keep for at least the first year you’re eligible for the sign-up bonus (meaning you’ve never had it before).

American Express Gold Card

This is the former Premier Rewards Gold Card.  The benefits have improved, but the annual fee has increased.  If you already have this card, the annual fee does not increase until after 4/1/19.

  • Bonus: 25,000 50,000 Membership Rewards points with the link above!  Limited time: Also, 20% back as a statement credit at U.S. Restaurants with The American Express® Gold Card within the first 3 months of Card Membership, up to $100 back.
  • Minimum spend for bonus: $2,000 in 3 months
  • Annual Fee: $250
  • Bonus Categories: 3 points per dollar on flights booked directly with airlines, 4 points per dollar at US restaurants and grocery stores.  This card used to earn extra points per dollar at gas stations, but that is no longer the case.  If you already have the card, 2x points per dollar at gas stations until 10/4/2019.
  • Notable benefits: $100 annual airline incidental credit, $120 annual dining credit

Airline credit cards

AAdvantage® Aviator Red World Elite Mastercard®

  • Bonus: 50,000 AAdvantage miles
  • Minimum spend for bonus: none!! You just have to make one purchase.  Even a pack of gum counts.
  • Annual Fee: $95
  • Bonus Categories: 2 miles per dollar on American Airlines purchases
  • Notable benefits: first checked bag free for cardholder and up to 4 companions on the same reservation, 10% redeemed miles back, preferred boarding group

Alaska Airlines Visa Signature® Credit Card

  • Bonus: 30,000 Alaska Airlines Mileage Plan miles
  • Minimum spend for bonus: $1,000 in 3 months
  • Annual Fee: $75
  • Bonus Categories: 3 miles per dollar on Alaska Airlines and Virgin America purchases
  • Notable benefits: Annual companion ticket, first checked bag free for cardholder and up to six passengers on the same reservation

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

  • Bonus: 50,000 AAdvantage miles
  • Minimum spend for bonus: $2,500 in the first 3 months
  • Annual Fee: $99, waived for first year
  • Bonus Categories: 2 points per dollar on AA purchases, 2 points per dollar at restaurants and gas stations
  • Notable benefits: first checked bag free for cardholder and up to 4 companions on the same reservation, 10% redeemed miles back, preferred boarding group

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

  • Bonus: 70,000 AAdvantage miles
  • Minimum spend for bonus: $4,000 in the first 4 months
  • Annual Fee: $99, waived for first year
  • Bonus Categories: 2 points per dollar on AA purchases, 2 points per dollar on telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations
  • Notable benefits: first checked bag free, preferred boarding group, 25% discount on AA in-flight wifi purchases

Southwest Rapid Rewards Premier card from Chase

 Click here to read more about how to earn the companion pass from Southwest.

  • Bonus: 40,000 Rapid Rewards points
  • Minimum spend for bonus: $1,000 in 3 months
  • Annual Fee: $99
  • Bonus Categories: 2 points per dollar on Southwest airfare

Southwest Rapid Rewards Premier Business card from Chase

Click here to read more about how to earn the companion pass from Southwest

  • Bonus: 60,000 Rapid Rewards points
  • Minimum spend for bonus: $3,000 in 3 months
  • Annual Fee: $99
  • Bonus Categories: 2 points per dollar on Southwest airfare
Southwest Rapid Rewards®Priority Credit Card

This card was launched in July 2018.  Click here for more details

  • Bonus: 40,000 Rapid Rewards points
  • Minimum spend for bonus: $1,000 in 3 months
  • Annual Fee: $149
  • Bonus Categories: 2 points per dollar on Southwest airfare
  • Extra Benefits: $75 annual Southwest credit, 4 upgraded boarding positions per year

Hotel credit cards

Starwood Preferred Guest® Credit Card from American Express

Sweet bonus offers on Starwood cards are back!! BUT, this is no longer an ideal card for everyday spending.  It is a good card to open for the sign up bonus and possibly the benefits. This card now earns Marriott points, not Starpoints.
  • Bonus: 75,000 Marriott points
  • Minimum spend for bonus: $3,000 in 3 months
  • Annual Fee: $95, but waived for the first year
  • Bonus Categories: 6 points per dollar at Marriott and SPG properties, 2 points per dollar on everything else
  • Notable benefits: Annual free night (beginning at your anniversary) at properties that are 35,000 points or less per night. This can be more valuable than the $95 annual fee, so many people choose to keep this card even if they do not use it on a regular basis. Also, you will receive automatic Marriott Silver status, but other than earning extra points on paid stays, it’s not that great.
Starwood Preferred Guest® Business Credit Card from American Express

Starwood Preferred Guest® Business Credit Card from American Express

  • Bonus: 100,000 Marriott points
  • Minimum spend for bonus: $5,000 in 3 months
  • Annual Fee: $95, but waived for the first year
  • Bonus Categories: 6 points per dollar at Marriott and SPG properties, 4 points per dollar at US restaurants and gas station, 4 points per dollar of cell phone services and shipping services, 2 points per dollar on everything else
  • Notable benefits: Annual free night (beginning at your anniversary) at properties that are 35,000 points or less per night. This can be more valuable than the $95 annual fee, so many people choose to keep this card even if they do not use it on a regular basis. Also, you will receive automatic Marriott Silver status, but other than earning extra points on paid stays, it’s not that great.

World of Hyatt credit card from Chase

  • Bonus: 40,000 Hyatt points, plus 20,000 extra if you spend an additional $3,000 in the first 3 months (so 60,000 total if you spend a total of $6,000 in the first 6 months)
  • Minimum spend for bonus: $3,000 in 3 months
  • Annual Fee: $95
  • Bonus Categories: 4 points per dollar at Hyatt, 2 points per dollar at restaurants, airfare purchased directly from airlines, local transit, and gym memberships
  • Notable benefits: Annual free night at category 1-4 properties (this can be more valuable than the $95 annual fee, so many people choose to keep this card even if they do not use it on a regular basis), Hyatt Discoverist status (benefits include free premium internet and late checkout)

Marriott Rewards® Premier Plus credit card from Chase

  • Bonus: 75,000 Marriott Rewards points
  • Minimum spend for bonus: $3,000 in 3 months
  • Annual Fee: $95
  • Bonus Categories: 6 points per dollar at Marriott and SPG properties, 2 points per dollar on everything else
  • Notable benefits: Annual free night worth up to 35,000 points per night (this can be more valuable than the $95 annual fee) if you keep the card after the first year, Marriott Rewards silver status

 

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