Some offers mentioned throughout this post may have changed or expired. Click here for a list of our current favorite card offers.
One of our favorite premium business cards is The Business Platinum Card from American Express. Like other premium card, this one comes with a steep annual fee [rates and fees]. High annual fees can often be justified if you’re able to utilize the benefits and statement credits that often come with premium cards.
One such credit on the Business Platinum Card from American Express is up to $200 a year in statement credits for purchases made at Dell.com/Amex.
Business Platinum Card from American Express
If you want a premium card, this is a strong contender. The Business Platinum Card from American Express is especially lucrative for those who regularly make large business purchases.
Current Offer: 120,000 American Express points after spending $15,000 in the first 3 months.
Like I said, the annual fee is high ($595 [rates and fees]), but the benefits may be worth it, especially if you make large business purchase or if you spend a lot on flights. Note that applications received after 1/13/22 will have an annual fee of $695. Terms apply.
The earn rate is 5 points per dollar on flights and prepaid hotels at amextravel.com, and 1 point per dollar on everything else, but there is one exception. Purchases over $5,000 earn 1.5 points per dollar (you can earn up to 1 million additional points each year). So if you make large business purchases that may not qualify for bonus categories on other business cards, this may be a good card for you.
Also, you will receive airline incidental reimbursements of up to $200 per calendar year and airport lounge access benefits including access to the Amex Centurion lounges. You can also enroll to receive up to $400 in statement credits annually for Dell purchases, up to $360 annually with Indeed, up to $150 with Adobe, and up to $120 on wireless telephone purchases. Also, you can get up to $179 back per year on a CLEAR® membership. Terms apply.
Unlike typical credit cards, the Business Platinum Card allows you to carry a balance for certain charges, but not all.
Amex is giving extra Dell statement credits for Amex Business Platinum Cardholders
Enrollment is required to receive this credit, but no additional enrollment is required to receive the additional credits.
To enroll, all you have to do is get to the benefits page on your Amex account and click the “Enroll” button.
A Nintendo Switch Lite is $199.99
Shipping is free so with the Amex credit, all you have to pay is sales tax!
Other items at Dell.com that you may not necessarily associate with Dell
- Headphones (they have Bose)
- Nintendo, Xbox, Playstation games, consoles, and accessories
- Back up batteries (for your phone, etc)
But there’s more!
There are currently 2 Amex offers that make this deal even better! Make sure you add these offers to your card (from your online account) before you head to Dell.com/Amex. Also, remember to enroll in the Dell statement credit offer (as described above, you can access it from the benefits page on your Amex account).
10% Statement credit for purchases at Dell.com/Amex
On $200, that would be $20 back.
Earn 1 additional point per dollar
If you spend $200, that’s an extra 200 points on top of the 1 point per dollar you already earn from using your card to make the purchase. So your total is 400 Amex points.
Earn even more points (or cash back) with Rakuten
Rakuten (formerly ebates) works similar to shopping portals. You can earn cash back or Amex points when you shop online at thousands of retailers. For more information about Rakuten, check out this post. It’s a free way to earn more points or cash!
Although the terms state you must use Dell.com/Amex to receive the Dell statement credit (and any applicable offers such as extra points per dollar or the 10% back offers discussed above), you can download the Rakuten extension for Chrome.
When I type Dell.com/amex in my browser, this comes up. Remember, you can choose to receive cash or Amex points with Rakuten. Cash back amount is equal to Amex points, so this would be 10 Amex points per dollar.
I have my Rakuten account set up to earn Amex points. So on $200, I would earn another 2,000 Amex points.
Here is my grand total for a Nintendo Switch Lite (or any $200 purchase from Dell.com/Amex)
Total after tax: $216.49
But then I have the 10% statement credit which would come to $20. So I’m actually making ~$3.50.
Then there are the Amex points: 216 from 1 point per dollar on all purchases plus 216 from the extra point per dollar Amex Offer in which I enrolled. Total: 432 Amex points.
2,160 Amex points (or $21.60 cash back) from Rakuten.
So we should just look at our net earnings here:
- 1 Nintendo Switch Lite
- 2,592 American Express Membership Rewards
This is a great way to offset the high annual fee on The Business Platinum Card from American Express. The best part is that between July and December of this year, another $200 credit will be available!
Click here for a list of our current favorite card offers.
Amex Rates and Fees:
- Business Platinum Card from American Express [rates and fees]
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