27 Valuable Ways to Redeem the New Marriott Bonvoy Boundless Offer

Advertiser disclosure: The Miles Genie has partnered with CardRatings for our coverage of credit card products.  The Miles Genie and CardRatings may receive a commission from card issuers. Editorial disclosure: Opinions, reviews, analyses, and recommendations are the author’s alone, and have not been reviewed, endorsed, or approved by any of these entities.

The Marriott Bonvoy Boundless credit card has recently launched the highest welcome offer we have ever seen. This offer is a little different than the typical offers we see because instead of a lump sum of points, the bonus is given in the form of free night certificates. The current offer for the the Marriott Bonvoy Boundless credit card is 5 Free night award E-Certificates after spending at least $5,000 on your card in the first 3 months. Each free night award E-Certificate is valid for a one night hotel stay at a property with a redemption level up to 50,000 points.

If you’re able to maximize the certificates at properties that would normally require 50,000 points per night, that means this bonus offer is worth 250,000 points. If you look at it that way, this is an excellent offer. To compare, past offers we’ve seen were for 75,000 and occasionally 100,000 points.

Marriott Bonvoy Boundless Sign Up Bonus offer
The beach at Mauna Kea Beach Hotel in Hawaii is so beautiful. The new Marriott Bonvoy Boundless Bonus offer can be redeemed for a free stay (subject to availability)!
Marriott Bonvoy Boundless credit card from Chase
Marriott convoy boundless chase credit card 2019

Current offer: 5 Free Night Award E-Certificates after spending $5,000 or more in the first 3 months. Each Free Night Award E-Certificate is valid for a one night hotel stay at a property with a redemption level up to 50,000 points. 

Annual fee: $95. The bonus and benefits are worth a lot more than that.

Free night benefit: In addition to the nice welcome offer, you will receive a free night at each anniversary. Starting at your first anniversary of card membership, receive a free night certificate redeemable for one night worth up to 35,000 points (This benefit kicks in at your first anniversary of card membership, not when you open the card). 

Though the annual fee is $95, the annual free night can be valuable. We used a certificate to book the Tambo del Inka property (a Luxury Collection Resort) in Peru. This hotel is now a higher category, but this is still a good example of the potential value of this certificate. The rate on our dates was over $400 per night, but we were able to use the certificate since at the time, the hotel was a category 5 property. So even if we get no other benefits out of having this card, think of it like this: we booked a $400 room for $95. 

Earn rate: With the the Marriott Bonvoy Boundless card, you earn 6 Marriott Bonvoy points per dollar at Marriott properties, and 2 Marriott Bonvoy points per dollar on everything else. The earn rate on this card seems high, but Marriott points aren’t as valuable as other points. 

Silver status: This card also gives the cardholder automatic Marriott silver status, which is… meh. But I thought I would mention it in case anyone cares. If you spend $35,000 per year you’ll receive gold status.

Fast tack to elite status: Receive 15 Elite night credits each calendar year

What is the potential value of 5 Free Nights (up to 250,000 Marriott Bonvoy points)?

It depends on how you redeem the certificates, but if you’re able to redeem each certificate for max value (up to 50,000 points), you could easily get over $1,000 value out of this offer.

This Marriott Bonvoy Boundless welcome bonus offer has some serious potential. Each certificate is valid for one night with a redemption cost of up to 50,000 points. This means that you can redeem for up to a category 6 property at off peak or standard pricing; or a category 7 property at off peak pricing. Free nights are subject to availability, and I’ll discuss this further in a moment.

Here is Marriott Bonvoy’s redemption chart:

Marriott Bonvoy redemption chart 2020
Important off peak/standard/peak pricing info

Category 7 properties are probably going to be the most valuable redemptions with these certificates. In order to book category 7, you will need to find dates that have off peak pricing (50,000 points per night). For category 6, you can book if redemption price is off peak or standard. For category 5 and lower, you can redeem the free night certificates for dates that fall within any of the 3 pricing tiers.

There are no designated dates for off-peak/standard/and peak pricing. The only way to check is to search for your dates. Fortunately, Marriott makes this very easy and will show a calendar with redemption prices for each month if you select “flexible dates” when you search. Marriott updates redemption pricing monthly. So if you check this month and you can only find a category 7 property available to book at standard or peak pricing, you can check back again in a month to see if the pricing has updated to off peak.

Marriott allows you to book the stay even if you do not yet have all of the points (or certificates) needed.

One feature that Marriott Bonvoy members can utilize is Points Advance.  Basically, you can go ahead and reserve the room as soon as you find availability even if you do not yet have the points or certificates.  Points or certificates must be in your account 14 days prior to check-in, but if you know you have a bonus on the way, this is a great way to make sure you get the hotel you want even before you have all of the points or certificates.

This is a great feature, and I would definitely take advantage of it if you find availability. The catch is, this only holds the room, it does not guarantee the redemption pricing will stay the same. This is only an issue with category 6 and 7 properties since peak pricing at category 5 and under would still be covered by the certificate. For example, if you find availability at a category 7 property at the off peak rate, you could hold the room with Points Advance. By the time you meet the minimum spending requirement and receive the 5 free night certificates, the pricing could change to standard or peak. If that happens, you would not be able to use the certificates. You would either have to wait to see if the redemption pricing drops again to off peak, or you would have to try to find a new way to redeem.

You do not have to use all 5 certificates for one stay

For example, you could use 2 certificates for one stay, and the other 3 for another stay.

Category 7 properties are only possible to book with the certificates when redemption pricing is available at off peak rates. As you’ll see in the list, I was able to find availability for 5 nights at some category 7 properties, but it may be easier to find availability if you’re only looking for 2 or 3 nights. For example, I could not find 5 nights in a row with off peak redemption pricing at Ritz Carlton Half Moon Bay in California. But when I searched for 2 or 3 nights, I had much better luck.

Marriott Bonvoy Boundless Sign Up Bonus offer free night certificates

Marriott makes it easy to search of you have flexible dates. You can choose the month and how many nights you want. The calendar will show the total for the stay. I searched for 3 nights in November. Since I know I’m looking for dates that have availability at the category 7 off peak redemption pricing rate, I am looking for a 3 night stay that totals 150,000 points.

You could redeem 3 of the certificates for a 3 night stay starting on any of the dates that show 150,000. We will talk about the value in the next section, but let’s just say this is an excellent redemption.

27 ways to redeem the Marriott Bonvoy Boundless credit card offer

I’ll go over some great ways to redeem this bonus, but you can find a full list of Marriott properties by category and/or location here.

Marriott has over 7,000 properties worldwide which means there are so many ways to redeem the certificates from this credit card offer. I’m going to list just a few examples of properties you can book with these certificates. All properties listed here have typical rates of at least $200 per night, which would make a 5 night redemption worth $1,000. Several redemptions in this list are worth significantly more than $1,000, though. In fact, rates at the Ritz Carlton Half Moon Bay are close to $1000 per night on dates that are bookable with these certificates!

Your redemption value will vary; it just depends on the rate for the dates you’re trying to book.

I think $1,000 is a nice goal, and I know I kind of fixated on values while preparing this list. But if the most practical redemption for you doesn’t quite add up to $1,000, that’s okay too. If you’re able to use these certificates for a redemption that you are satisfied with, who cares about the value?

I’m ready to get back to researching the hell out of Europe, but given the uncertainty of the pandemic as we enter flu season, I’m mostly going to stick to properties within North America. Europe definitely has some great options too, though. Many places in this list are destinations where I feel you can reasonably physically distance yourself from others.

Marriott Bonvoy Boundless Sign Up Bonus offer free night certificates
We really miss Europe

1. The Ritz-Carlton, Half Moon Bay (California)

(Category 7, must find off peak dates)

Photo courtesy of Marriott

Fun fact: the movie American Wedding was filmed here!

Any check in date between November 1 and November 28 (see calendar in previous section) is available for a 3 night stay with the certificates that you receive from the Marriott Bonvoy Boundless welcome offer. Here are the totals (before taxes and fees) for a 3 night stay on these dates if you were to pay for the stay.

At these rates, the total is going to be ~$3000 after taxes. You would be able to redeem 3 certificates for a 3 night stay worth $3000.

The rate is over $800 per night on all 3 nights. After taxes and fees, the total for the 3 night stay comes to $3020. You do have to pay resort fees on most award stays at Marriott, but even if you subtract the out of pocket fee for this award stay ($160), the value is $2860. PLUS, you would still have 2 certificates!

Need flights? This post has several ways to redeem Chase Ultimate Rewards points for flights to this area.

2. The Ritz-Carlton, Rancho Mirage (California)

(Category 7, must find off peak dates)

Rates at the Ritz in Rancho Mirage are often $400-$500 per night.

I’d go for this property if possible, because we’ve never met a Ritz we didn’t love, but there are also category 6 properties in the area.

3. The Westin Mission Hills Golf Resort & Spa (California)

(Category 6, must find off peak or standard dates)

Category 6 hotels are easier to find availability since you can also redeem the certificates for standard redemption pricing dates.

A five night stay at the Westin Mission Hills will typically cost at least $1000 after taxes and fees, but the rate is often higher, even on dates that are available for redemptions at standard and off-peak redemption pricing.

We stayed at this property a few years ago for a Urology conference and loved it.

4. JW Marriott Desert Springs Resort & Spa (California)

(Category 6, must find off peak or standard dates)

Again, finding availability for dates eligible for the certificates is easier since you can redeem for off peak (40,000) or standard redemption pricing (50,000).

A five night stay will typically cost at least $1000 after taxes and fees.

5. The Ritz-Carlton Bacara ,Santa Barbara (California)

(Category 7, must find off peak dates)

It’s tough to find 4 or 5 nights in a row at off peak redemption pricing, but I was able to find some dates for 2 and 3 nights. Nightly rates are typically $300 or more after taxes, so a weekend trip might be a good way to redeem 2 or 3 certificates.

Marriott Bonvoy free night certificate redemptio
Photo courtesy of Marriott

6. The Ritz-Carlton Sarasota (Florida)

(Category 7, must find off peak dates)

Fun fact: Ryan grew up in Sarasota and his parents still live there. He popped the question on Lido Beach near the Ritz-Carlton Beach Club 10 years ago.

It is tough to find 5 nights in a row at off peak redemption pricing but I was able to find some dates for 3 and 4 nights. Nightly rates are typically at least $250, but are often significantly higher.

Marriott Bonvoy boundless welcome offer certificate redemption
Ryan popped the question on Lido Beach near the Ritz-Carlton Beach Club 10 years ago.

7. The Ritz-Carlton, Amelia Island (Florida)

(Category 7, must find off peak dates)

Photo courtesy of Marriott

I actually found a decent amount of off-peak availability at this property. The pre-tax rate is typically around $400-500 per night. For the November dates I found, the 5 night total was $2900.

Marriott Bonvoy Boundless free night certificates
Marriott Bonvoy award nights
Marriott Bonvoy award nights

When you book 4 nights with Marriott Bonvoy points, the 5th night is free. This is not the case if you use certificates. You have to attach a certificate to each night. Anyway, that’s why the points total says 200,000 and not 250,000.

8. Beaver Creek Lodge, Autograph Collection (Colorado)

(Category 7, must find off peak dates)

My friend Lori and me on a super cold day in Beaver Creek

I found dates in late November. As of the date of publishing, ski season here is scheduled to start November 25. The total for 5 nights on a few different dates I found in late November are around $1700 after taxes and fees. Rates get higher during ski season. Actually, even after ski season the rates stay high at this property. Either way, this is a great way to redeem the certificates.

It’s easier to find award availability in April and May, and the rates are actually higher. Some dates that are eligible for certificate redemption have rates over $600 per night which means a 5 night stay would be valued at over $3,000!

Any of the dates that have 200,000 would work for a 5 night stay with these certificates. When you book 4 nights with Marriott Bonvoy points, the 5th night is free. This is not the case if you use certificates. You have to attach a free night certificate to each of the 5 nights. Anyway, that’s why it says 200,000 and not 250,000 when you’re searching for available dates for a 5 night stay.

9. W Aspen (Colorado)

(Category 7, must find off peak dates)

Here’s another stay worth over $2500!

I found dates in late November. As of the date of publishing (October 2020), ski season here is scheduled to start November 26. The total for 5 nights on the dates I found in late November are around $2800 after taxes and fees. It may be tough to find 5 consecutive nights with off-peak redemption pricing during the rest of ski season, though.

Resort fees on a 5 night award stay at the W Aspen total around $280. But for these dates, even after factoring in the resort fees, I could use 5 certificates to save over $2500!

Marriott Bonvoy award night certificates
Marriott Bonvoy credit card free night certificates

10. The Westin Snowmass Resort (Colorado)

(Category 6, must find off peak or standard dates)

This 5 night stay is over $3500!

I found standard pricing for some dates in January, which is exciting since ski season can be tough to find availability at properties like this. The total for 5 nights on the dates I found in January is over $3,500 after taxes and fees.

How to redeem Marriott Bonvoy credit card free night certificates
How to redeem Marriott Bonvoy credit card free night certificates

11. Vail Marriott Mountain Resort (Colorado)

(Category 7, must find off peak dates)

I found dates in late November. As of the date of publishing, Vail ski season is scheduled to start November 20. The total for 5 nights on the dates I found in late November are around $1600 after taxes and fees. It may be tough to find 5 consecutive off peak nights for redemption during the rest of ski season, though.

Spring and summer have more availability, and Vail is great any time of the year.

Ryan and me in Vail last summer

12. Sheraton Steamboat Resort Villas (Colorado)

(Category 5, off peak, standard, or peak pricing works)

Paid rates at this property are actually reasonable, even during ski season, but even at a “reasonable” ski resort rate, you’ll still often get over $1000 value if you redeem the certificates for 5 nights at this property.

13. The Ritz-Carlton Dove Mountain (Arizona)

(Category 6, must find off peak or standard dates)

5 nights in a row was a little tough, but I found lots of availability for off-peak and standard redemption pricing for 3 and 4 nights. Rates at this property are typically $400 or more after taxes and fees, so this is a great way to redeem the certificates.

Photo courtesy of Marriott

14. Mauna Kea Beach Hotel, Autograph Collection (Hawaii)

(Category 7, must find off peak dates)

Another redemption valued at $3500…

This hotel is located on one of the most beautiful beaches on the Big Island.

I found lots of availability at the off peak redemption level in May 2021 and then in September 2021. There were also other available off-peak redemption dates for 5 nights in a row sprinkled throughout the rest of this year and 2021. Paid rates are typically more than $700 per night after taxes and fees, which would make 5 certificates worth ~$3500!

How to redeem Marriott Bonvoy credit card free night certificates

15. The Westin Hapuna Beach Resort (Hawaii)

(Category 6, must find off peak or standard dates)

The Westin Hapuna Beach Resort is next to Mauna Kea and it has a beautiful beach that has consistently made lists of top beaches in the US and in the world. We snorkeled in a cove right off the beach and saw several sea turtles.

Since this is a category 6 property, it is easier to find 5 nights in a row with redemption prices that are eligible for the certificates from the Marriott Bonvoy Boundless welcome offer. The value may not be quite as high as Mauna Kea because rates at the Westin are typically lower (around $300 per night), but this is a great property.

How to redeem Marriott Bonvoy free night certificates in Hawaii
The beach at Westin Hapuna

16. The Westin Princeville Ocean Resort Villas (Hawaii)

(Category 7, must find off peak dates)

This hotel on the island of Kauai did not have much off-peak redemption availability for 2020 or 2021 when I checked (October 2020)… until September 2021. Most of September 2021 is available as of the date of publishing.

Rates at this property are typically $300-$400 per night, making a 5 night stay worth at least $1500, but potentially over $2,000.

Spend your money on helicopter tours in Kauai, not hotels!

17. The Westin Maui Resort & Spa, Ka’anapali (Hawaii)

(Category 7, must find off peak dates)

Rates are typically $400 or more per night after taxes and fees, making a 5 night stay here worth around $2,000. Availability for 5 nights at off peak redemption pricing is a little tough to find until August 2021. There are lots of dates in August and September 2021 available to book at the off-peak redemption rate as of this publishing (October 2020).

Black sand beach on the Road to Hana drive

18. Hotel Park City, Autograph Collection (Utah)

(Category 7, must find off peak dates)

This hotel has been named a top ski hotel by Conde Nast, but off-peak redemption dates are hard to find in ski season for 5 consecutive nights. It’s easier to find off-peak redemption dates outside of ski season. It is also easier to find off-peak redemption dates for shorter stays.

Rates are around $300 per night (before taxes and fees) on the dates I found that are available to book with the certificates earned from this Marriott Bonvoy Boundless offer.

Photo Courtesy of Marriott

19. The Press Hotel, Autograph Collection (Maine)

(Category 7, must find off peak dates)

I found decent availability at this property in Portland for off peak redemption rates. We have had Maine on our list for a while and this is one of the hotels we looked at recently. Pre-tax/fee rates are around $250 on the dates I found that were redeemable with the certificates, making a 5 night stay worth over $1500.

Somewhere in Maine, photo courtesy of my parents

The closest Marriott property to Bar Harbor is a Residence Inn in Bangor that is category 5, meaning availability will be easier to find. Rates are typically close to $200 at this property.

Sunrise at Cadillac Mountain, photo courtesy of my parents

20. Solaz, a Luxury Collection Resort, Los Cabos (Mexico)

(Category 7, must find off peak dates)

Vintage photo of Ryan and me in Cabo. Before Kids.

Other than last minute availability (by last minute I mean within about a month), dates in August 2021 seem to be the next available off-peak redemption for 5 nights. 4 nights in a row is a little easier to find.

Below are the rates for a 5 night stay before taxes and fees. Service charges and taxes add quite a bit to the paid rate. There are no service charges when booking free nights at this property with points or certificates, so the value of the certificates for this stay would be over $3,000.

21. JW Marriott Los Cabos Beach Resort & Spa (Mexico)

(Category 6, must find off peak or standard dates)

Since this is a category 6 property, it’s easier to find dates for which the free night certificates from the Marriott Bonvoy Boundless bonus can be redeemed. Rates are typically $200 or more, so a 5 night stay would be valued around $1,000 or more.

Photo courtesy of Marriott

22. The Westin Grand Cayman Seven Mile Beach Resort & Spa (Cayman Islands)

(Category 7, must find off peak dates)

There were only a handful of dates I could find with availability for a 5 night stay at off peak redemption pricing, but the total for some dates I did find is $2,675.

The lowest rate for this room type for these dates is $379. After taxes and fees, the total for the 5 night stay comes to $2675. Even if you subtract the out of pocket fees for the award stay ($325), you would save $2350 on this stay by using the Marriott Bonvoy Boundless card’s welcome offer of 5 free night certificates worth up to 50,000 points each!

When you book 4 nights with Marriott Bonvoy points, the 5th night is free. This is not the case if you use certificates. You have to attach a certificate to each night. Anyway, that’s why the points total says 200,000 and not 250,000.

23. The Westin St. John Resort Villas (St. John, USVI)

(Category 7, must find off peak dates)

I found several dates that have off-peak redemption pricing at the Westin St. John Resort Villas and the average 5 night stay was ~$1500 total.

Cruz Bay, St. John, USVI

24. W Costa Rica – Reserva Conchal (Costa Rica)

(Category 7, must find off peak dates)

Costa Rica is open to residents of certain US states as of October 1. Begining November 1, Costa Rica will open to all US citizens.

I found lots of off-peak pricing for a 5 night stay from August 2021 through the end of the current booking schedule (October 2021). Pre-tax rates are over $300 per night, so this would be a good way to redeem certificates.

25. JW Marriott Guanacaste Resort & Spa (Costa Rica)

(Category 6, must find off peak or standard dates)

This hotel is a little easier to find availability since you can redeem the certificates for dates with off-peak or standard redemption prices. Average rates for this hotel are all over the board. Depending on which dates you want, a 5 night stay could cost anywhere from ~$1000 to over $3000. Even at the lower end, this is still a good deal. Anytime you can book $1000 or more in travel just by opening one credit card with a $95 fee is a win in my book.

Costa Rica southwest points southwest companion pass
Spend your money on fun activities in Costa Rica, not plane tickets!

26. The Westin Resort & Spa, Whistler (Canada)

(Category 7, must find off peak dates)

I realize Canada is closed to us right now, but we love Whistler and this property! Certificates are valid for a year, and hopefully Canada will actually be an option for US citizens sometime next year.

Rates can be $300-$400 per night and higher during ski season, but unfortunately it may be tough to find off peak redemption availability during ski season.

Whistler Blackcomb

27. Tambo del Inka, a Luxury Collection Resort & Spa, Valle Sagrado (Peru)

Here’s another country where we aren’t currently welcome. But this was one of our favorite properties, so I have to mention it because it is a great way to redeem these certificates.

This was our view

We booked the Tambo del Inka property (a Luxury Collection Resort) for our trip to Peru last year. This property is now category 6 (it was category 5 at the time we booked). As a category 6 property, you can use the certificates from the current welcome offer for dates with off peak or standard award night availability.

For our dates, the rate at Tambo del Inka was over $400 per night after taxes. This means that the welcome bonus would have a potential value of over $2000.

We did have to pay the “Destination Amenity Fee” on our free nights (resort fees). Saving $2,000 is still very exciting even if you have to pay a resort fee. These prices are from our trip last year but I did check rates at Tambo del Inka for future stays and rates are usually still $400 or more per night after factoring in taxes and fees.

Marriott Bonvoy Boundless bonus offer
Marriott Bonvoy Boundless credit card bonus offer

I found lots of availability for 5 nights for summer 2021. Fingers crossed the pandemic situation is better by that time.

A few final thoughts

The potential value of the Marriott Bonvoy Boundless credit card welcome offer is the highest I’ve ever seen on any Marriott co-branded card. If you are eligible, this is definitely an offer to consider.

Who is eligible for the Marriott Bonvoy Boundless credit card and the bonus offer?

The Marriott Bonvoy Boundless credit card is a Chase 5/24 card. This means that if you have opened 5 or more credit cards from ANY bank in the past 24 months, you will not be approved for this card.

If you currently have a Marriott Bonvoy Boundless card or the former versions of it (Marriott Bonvoy Premier, Marriott Rewards Premier, or Marriott Rewards Premier Plus card), you cannot open this card. If you previously had this card or one of the above and received a signup bonus less than 24 months ago, you also are not eligible.

You cannot open this card if you have the other Marriott personal card issued by Chase, Marriott Bonvoy Bold, or if you previously had it and earned a signup bonus on it less than 24 months ago.

Important note about bonus eligibility:

2 banks issue Marriott cards: Chase and Amex. Both banks have restrictions on welcome bonuses. It’s a little complicated, but the simplest way to put it is this: once you open one from either bank, you may be ineligible for another Marriott bonus from the other bank until you close that card and/or there may be a waiting period before you can get another welcome bonus on another card. To summarize, here are the restrictions on receiving a signup bonus on the Marriott Bonvoy Boundless card from Chase:

If you have or have recently had either of these cards, check the offer terms on the Marriott Bonvoy Boundless to confirm eligibility before applying.

  • Marriott Bonvoy American Express or the former version of it (Starwood Preferred Guest credit card from Amex): If you have or have had this card in the previous 30 days, you’re ineligible for the bonus.
  • Marriott Bonvoy Brilliant American Express Card or the former version of it (the Starwood Preferred Guest American Express Luxury Card): If you have opened this card in the past 90 days or if you received a welcome bonus or upgrade bonus in the last 24 months, you’re ineligible for the bonus.
  • Marriott Bonvoy Business American Express Card or the former version of it (the Starwood Preferred Guest Business Credit Card from American Express): If you have opened this card in the past 90 days or if you received a welcome bonus or upgrade in the last 24 months, you’re ineligible for this bonus.
Marriott Bonvoy Boundless credit card from Chase
Marriott convoy boundless chase credit card 2019

Current offer: 5 Free Night Award E-Certificates after spending $5,000 or more in the first 3 months. Each Free Night Award E-Certificate is valid for a one night hotel stay at a property with a redemption level up to 50,000 points. 

Annual fee: $95. The bonus and benefits are worth a lot more than that.

Earn rate: With the the Marriott Bonvoy Boundless card, you earn 6 Marriott Bonvoy points per dollar at Marriott properties, and 2 Marriott Bonvoy points per dollar on everything else. The earn rate on this card seems high, but Marriott points aren’t as valuable as other points. 

Free night benefit: In addition to the nice welcome offer, you will receive a free night at each anniversary. Starting at your first anniversary of card membership, receive a free night certificate redeemable for one night worth up to 35,000 points (This benefit kicks in at your first anniversary of card membership, not when you open the card). 

Silver status: This card also gives the cardholder automatic Marriott silver status, which is… meh. But I thought I would mention it in case anyone cares. If you spend $35,000 per year you’ll receive gold status.

Fast tack to elite status: Receive 15 Elite night credits each calendar year

Advertiser disclosure: The Miles Genie has partnered with CardRatings for our coverage of credit card products.  The Miles Genie and CardRatings may receive a commission from card issuers.

Comments below are not provided or commissioned by the bank advertiser. The comments have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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