Bank Rewards/Transferable loyalty programs
I will do my best to keep this page as up-to-date as possible!
SPG (as of December 2017)
- Many airlines are 1:1 transfer ratio
- For every 20,000 star points transferred to an airline, you receive 5,000 bonus points.
- This is only awarded in increments of 20,000. For example:
- You you transfer 20,000 you get 25,000
- If you transfer 40,000 you get 10,000 bonus so 50,000 total
- If you transfer 39,000, you only get the 5,000 bonus.
All are transferred at a 1:1 rate. UR Rewards are so easy to earn (thanks to bonus categories and shopping portals), and I value them a little less than SPG points. So if I need airline miles from a program that is tranferable from both SPG and UR (such as British Airways) I will usually choose UR.
On November 13, 2017 Chase added two new partners. Aer Lingus and Iberia.
Amex MR (as of December 2017)
Each airline has a different transfer rate.
Update 7/2017: Great news!! British Airways and Iberia are now 1:1 transfer ratios. Even better news: through September 2017, Amex is giving a 40% bonus when transferring membership Rewards to British Airways. This means that for every 1000 MR, you get 1400 BA Avios!
Update 9/27/17: The 40% bonus for transfers to British Airways and Iberia has ended. But the ratio is 1:1, which is an improvement since it was 200:250 just a few months ago.
Airline partners and alliances of note:
- American Airlines, Air Berlin, British Airways, Cathay Pacific, Iberia, Quantas
- Delta, KLM/AirFrance, AeroMexico, Korean Air, Alitalia
- United, Air Canada, Lufthansa, Singapore Airlines
Update September 2017: Alaska Airlines and Singapore Airlines are now partners! Singapore Airlines miles (KrisFlyer miles) can be transferred from my three favorite loyalty programs, American Express Membership Rewards, Starwood Preferred Guest, and Chase Ultimate Rewards. Alaska Airlines is already a partner of SPG, but this means that you can you can book Alaska Airlines flights with Ultimate Rewards and Amex MR indirectly by transferring them to Singapore Airlines!
- Is not part of an alliance but partners with several carriers
- Note that their partnership with Delta ended in April 2017, however, any reservations previously made will be honored.
- Their loyalty program is called Mileage Plan and it is one of our favorite airline programs for many reasons, which I will get into in a future post
- Is great for low fares, their companion pass, and possibly for “positioning flights” (more on that soon), but they do not partner with any airlines.
- They have recently added international destinations including Mexico, Central America, and the Carribean.